Friday, November 18, 2005

Is budgeting always good

I set up a budget and review it frequently. I always try my best to keep my spending within my budget. Sometimes I have a coupon like 20 off 100, while my budget doesn't allow me to make purchases over 100,I always go with my budget. I though that I really were a self-disciplined. However, when I review my expences over the last several months, I found my total expenses in that thing was far beyond 100. I just didn't enjoy the benefit of the coupon and lost some money technically. After that I realized it might be smart to make a trade-off between obeying the budget and using coupons efficiently.

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